Collection Title: | SIU IS | Title : | Credit management and cost efficiency in commercial banks of Nepal | Material Type: | printed text | Authors: | Avinash Shrestha, Author ; Opas Piansoongnern, Associated Name ; Rajesh Gupta, Associated Name | Publisher: | Bangkok: Shinawatra University | Publication Date: | 2017 | Pagination: | ix, 88 p. | Layout: | ill, Tables | Size: | 30 cm. | Price: | 500.00 | General note: | SIU IS: SOM-MBA-2017-N18
IS [MS. [MBA]] -- Shinawatra University, 2017 | Languages : | English (eng) | Descriptors: | [LCSH]Banks and banking -- Nepal [LCSH]Credit -- Management
| Keywords: | Total Operating expenses to total assets,
Total staff expenses to total operating costs,
Cost efficiency,
Non-performing loan to total loans,
Loan loss provision,
Capital adequacy ratio,
Risk weighted assets,
Return on assets | Abstract: | Nepal has witnessed substantial quantitative growth in the banking sector after the regulatory reforms by Nepal Rastra bank (NRB). The substantial increases in the number of banks have created intense competition among them. This has resulted sharp upward trend in the number of financially troubled banks. The study examined level of cost efficiency of 18 “A” class commercial banks during the period of 2009 to 2015 by using descriptive, correlation as well as regression analysis. The overall result indicates that non-performing loans, capital adequacy ratio, risk weighted assets and loan loss provision has positive and significant impact on cost of the banks which means that increase in these variables leads to increase in cost and vice versa. These factors have negative relationship with cost efficiency. Return on assets shows negative relationship with cost efficiency which shows that increase in ROA leads to decrease in cost and promotes cost efficiency in commercial banks of Nepal. | Curricular : | BBA/MBA | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=27402 |
SIU IS. Credit management and cost efficiency in commercial banks of Nepal [printed text] / Avinash Shrestha, Author ; Opas Piansoongnern, Associated Name ; Rajesh Gupta, Associated Name . - [S.l.] : Bangkok: Shinawatra University, 2017 . - ix, 88 p. : ill, Tables ; 30 cm. 500.00 SIU IS: SOM-MBA-2017-N18
IS [MS. [MBA]] -- Shinawatra University, 2017 Languages : English ( eng) Descriptors: | [LCSH]Banks and banking -- Nepal [LCSH]Credit -- Management
| Keywords: | Total Operating expenses to total assets,
Total staff expenses to total operating costs,
Cost efficiency,
Non-performing loan to total loans,
Loan loss provision,
Capital adequacy ratio,
Risk weighted assets,
Return on assets | Abstract: | Nepal has witnessed substantial quantitative growth in the banking sector after the regulatory reforms by Nepal Rastra bank (NRB). The substantial increases in the number of banks have created intense competition among them. This has resulted sharp upward trend in the number of financially troubled banks. The study examined level of cost efficiency of 18 “A” class commercial banks during the period of 2009 to 2015 by using descriptive, correlation as well as regression analysis. The overall result indicates that non-performing loans, capital adequacy ratio, risk weighted assets and loan loss provision has positive and significant impact on cost of the banks which means that increase in these variables leads to increase in cost and vice versa. These factors have negative relationship with cost efficiency. Return on assets shows negative relationship with cost efficiency which shows that increase in ROA leads to decrease in cost and promotes cost efficiency in commercial banks of Nepal. | Curricular : | BBA/MBA | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=27402 |
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