| Collection Title: | SIU IS | | Title : | Gender Gap in Financial Literacy: A Case of Nepalese Households | | Material Type: | printed text | | Authors: | Jubin Prasad Pradhan, Author ; Opas Piansoongnern, Associated Name ; Samir Sharma, Associated Name | | Publisher: | Bangkok: Shinawatra University | | Publication Date: | 2017 | | Pagination: | x, 72 p. | | Layout: | ill, Tables | | Size: | 30 cm. | | Price: | 500.00 | | General note: | SIU IS: SOM-MBA-2017-N45
Independent Study [SO [Management]] -- Shinawatra University, 2017 | | Languages : | English (eng) | | Descriptors: | [LCSH]Financial -- Nepal
[LCSH]Households -- Nepal
| | Keywords: | Financial Literacy,
Financial Knowledge,
Financial Behavior,
Financial Attitude | | Abstract: | Financial literacy is the ability to understand matters of financial nature, consisting in the set of skills and knowledge that allows an individual to make informed and effective decisions through their understanding of finances. This study aims to role explore the situation of financial literacy in Nepal. The major objective of this study is to analyze gender difference in financial literacy. The study has analyzed gender difference in three major factors of financial literacy such as: financial knowledge, financial attitude and financial behavior.
These factors have been identified as independent variable and gender have been identified as dependent variable while education level as moderating variable. Questionnaire method was used in order to conduct the study. The questionnaire contained demographic section, 6 questions related to knowledge, single response question and 5 point likert scale.
The data was collected for 164 households of Sitapaila VDC. As per the respondent profile, majority of the male respondents were employees while female were housewives. Likewise, majority of male respondents have at least completed their SLC while majority of female have not completed their SLC.
The study showed that there is significant difference between male and female in terms of financial knowledge. Men have more financial knowledge than women. The result also showed a clear pattern that higher educated individuals are more likely to have high financial knowledge. Majority of the respondent could not answer the question related to compound interest correctly. The respondent could not understand the compounding effect of the interest. The study showed that men are more likely to have budget and keep track of their financial affairs than women. Both male and female prefer to pay their bills on time, keep close eye on their financial affairs while they both did not have adequate insurance coverage. Women and men have different saving behavior and strategy to meet their end needs. Women kept their saving in cash at home while men deposited their saving in bank. Women cut their expense while men spend their savings when they faced difficult situation. From the study it was also found that there is no significant difference in financial attitude between men and women.
As a whole, the study showed that in Nepalese society women’s financial literacy level is less than men. The study showed that women have less financial knowledge than men. But in case of financial behavior and attitude they almost have similar behavior and attitude. | | Curricular : | BBA/MBA | | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=27519 |
SIU IS. Gender Gap in Financial Literacy: A Case of Nepalese Households [printed text] / Jubin Prasad Pradhan, Author ; Opas Piansoongnern, Associated Name ; Samir Sharma, Associated Name . - [S.l.] : Bangkok: Shinawatra University, 2017 . - x, 72 p. : ill, Tables ; 30 cm. 500.00 SIU IS: SOM-MBA-2017-N45
Independent Study [SO [Management]] -- Shinawatra University, 2017 Languages : English ( eng) | Descriptors: | [LCSH]Financial -- Nepal
[LCSH]Households -- Nepal
| | Keywords: | Financial Literacy,
Financial Knowledge,
Financial Behavior,
Financial Attitude | | Abstract: | Financial literacy is the ability to understand matters of financial nature, consisting in the set of skills and knowledge that allows an individual to make informed and effective decisions through their understanding of finances. This study aims to role explore the situation of financial literacy in Nepal. The major objective of this study is to analyze gender difference in financial literacy. The study has analyzed gender difference in three major factors of financial literacy such as: financial knowledge, financial attitude and financial behavior.
These factors have been identified as independent variable and gender have been identified as dependent variable while education level as moderating variable. Questionnaire method was used in order to conduct the study. The questionnaire contained demographic section, 6 questions related to knowledge, single response question and 5 point likert scale.
The data was collected for 164 households of Sitapaila VDC. As per the respondent profile, majority of the male respondents were employees while female were housewives. Likewise, majority of male respondents have at least completed their SLC while majority of female have not completed their SLC.
The study showed that there is significant difference between male and female in terms of financial knowledge. Men have more financial knowledge than women. The result also showed a clear pattern that higher educated individuals are more likely to have high financial knowledge. Majority of the respondent could not answer the question related to compound interest correctly. The respondent could not understand the compounding effect of the interest. The study showed that men are more likely to have budget and keep track of their financial affairs than women. Both male and female prefer to pay their bills on time, keep close eye on their financial affairs while they both did not have adequate insurance coverage. Women and men have different saving behavior and strategy to meet their end needs. Women kept their saving in cash at home while men deposited their saving in bank. Women cut their expense while men spend their savings when they faced difficult situation. From the study it was also found that there is no significant difference in financial attitude between men and women.
As a whole, the study showed that in Nepalese society women’s financial literacy level is less than men. The study showed that women have less financial knowledge than men. But in case of financial behavior and attitude they almost have similar behavior and attitude. | | Curricular : | BBA/MBA | | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=27519 |
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