Collection Title: | SIU IS | Title : | Research on SME Credit Financing in Commercial Banks - Taking China Merchants Bank as an Example | Material Type: | printed text | Authors: | Li Le, Author ; Montira Chunlim, Associated Name ; Fuangfa Amponstira, Associated Name | Publisher: | Bangkok: Shinawatra University | Publication Date: | 2020 | Pagination: | vi, 77 p. | Layout: | Tables, ill. | Size: | 30 cm. | Price: | 500.00 Baht. | General note: | SIU IS: SOM-MBA-A-2020-19
Independent study [M. [MBA-Accounting]] -- Shinawatra University, 2020 | Languages : | English (eng) | Descriptors: | [LCSH]Banks and banking -- China [LCSH]Small business
| Keywords: | commercial Bank,
SME loans,
risk control | Abstract: | At present, China's social economy is undergoing rapid development. Under this circumstance, enterprises have also been greatly developed. Similarly, enterprises have also made important contributions to the development of the national economy. The proportion of small and medium-sized enterprises is greater. China's socio-economic development has also played a role in promoting this, which cannot be ignored, and it has also allowed the government to continue to increase the degree of emphasis on SMEs.This article first introduces the concept of risk control for SMEs and commercial banks, and elaborates the current control methods for loan risk control in commercial banks, as well as the characteristics and risk types of SME credit. Then on this basis, by analyzing the actual situation of the development of SME loan business of China Merchants Bank, the problems existing in the emerging stage are mentioned. In response to these problems, combined with the actual situation, put forward targeted solutions, such as strengthening the application of big data, opening the national taxation system to commercial banks, and optimizing the approval process.
| Curricular : | BBA/MBA | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=28034 |
SIU IS. Research on SME Credit Financing in Commercial Banks - Taking China Merchants Bank as an Example [printed text] / Li Le, Author ; Montira Chunlim, Associated Name ; Fuangfa Amponstira, Associated Name . - [S.l.] : Bangkok: Shinawatra University, 2020 . - vi, 77 p. : Tables, ill. ; 30 cm. 500.00 Baht. SIU IS: SOM-MBA-A-2020-19
Independent study [M. [MBA-Accounting]] -- Shinawatra University, 2020 Languages : English ( eng) Descriptors: | [LCSH]Banks and banking -- China [LCSH]Small business
| Keywords: | commercial Bank,
SME loans,
risk control | Abstract: | At present, China's social economy is undergoing rapid development. Under this circumstance, enterprises have also been greatly developed. Similarly, enterprises have also made important contributions to the development of the national economy. The proportion of small and medium-sized enterprises is greater. China's socio-economic development has also played a role in promoting this, which cannot be ignored, and it has also allowed the government to continue to increase the degree of emphasis on SMEs.This article first introduces the concept of risk control for SMEs and commercial banks, and elaborates the current control methods for loan risk control in commercial banks, as well as the characteristics and risk types of SME credit. Then on this basis, by analyzing the actual situation of the development of SME loan business of China Merchants Bank, the problems existing in the emerging stage are mentioned. In response to these problems, combined with the actual situation, put forward targeted solutions, such as strengthening the application of big data, opening the national taxation system to commercial banks, and optimizing the approval process.
| Curricular : | BBA/MBA | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=28034 |
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