Collection Title: | SIU IS | Title : | Liquidity Management of Nepalese Commercial Banks | Material Type: | printed text | Authors: | Sakuntala Karki, Author ; Fuangfa Amponstira, Associated Name ; Subarna Lal Bajracharya, Associated Name | Publisher: | Bangkok: Shinawatra University | Publication Date: | 2016 | Pagination: | ix, 80 p. | Layout: | ill, Tables | Size: | 30 cm. | Price: | 500.00 | General note: | SIU IS: SOM-MBA-2016-N20
IS [MS. [MBA]] -- Shinawatra University, 2016 | Languages : | English (eng) | Descriptors: | [LCSH]Banks and banking [LCSH]Management
| Keywords: | Cash & bank balance to total deposit,
Loan & advances to total deposit,
Total investment to total deposit,
Return on Investment,
Liquidity Position | Abstract: | Banks play a central role in all modern financial systems. To perform it effectively, banks must be safe and be perceived as such. The single most important assurance is for the economic value of a bank’s assets to be worth significantly more than the liabilities that it owes. The commercial banking sector plays an important role in mobilization of deposits and disbursement of credit to various sectors of the economy. A sound and efficient banking system is a sine qua non for maintaining financial stability. The financial strength of individual banks, which are major participants in the financial system, is the first line of defense against financial risks. Liquidity management is important for the good performance of commercial banks in Nepal.
This study is mainly concerned to know the relationship between the variables taken in the study. In this study 4 sample banks for the period 2009/10 to 2013/14. Cash & bank balance to total deposit, loan & advances to total deposit, total investment to total deposit, return on Investment and liquid assets to total deposit are independent variables and return on Assets is the dependent variables. This research study has been conducted to find out the relationship between deposit, loan and advances and investment trends, to identify level of liquidity risk and credit risk of four banks that are taken for the study, i.e. NIBL, NABIL, SCBNL and HBL out of 29 commercial banks in Nepal. From the study we can illustrate that NIBL liquidity position among sample banks. NIBL has provided loan and advances in large sector than the other sample banks. Likewise among the sample banks lowest liquidity position is maintained by SCBNL. Similarly, NIBL seems stronger than other banks in observation in regard to advance loan to the market. From this we can conclude that NIBL has accepted higher risk to survive in the market. SCBNL has Higher mean ratio than that of the comparing bank in this study | Curricular : | BBA/MBA | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=26917 |
SIU IS. Liquidity Management of Nepalese Commercial Banks [printed text] / Sakuntala Karki, Author ; Fuangfa Amponstira, Associated Name ; Subarna Lal Bajracharya, Associated Name . - [S.l.] : Bangkok: Shinawatra University, 2016 . - ix, 80 p. : ill, Tables ; 30 cm. 500.00 SIU IS: SOM-MBA-2016-N20
IS [MS. [MBA]] -- Shinawatra University, 2016 Languages : English ( eng) Descriptors: | [LCSH]Banks and banking [LCSH]Management
| Keywords: | Cash & bank balance to total deposit,
Loan & advances to total deposit,
Total investment to total deposit,
Return on Investment,
Liquidity Position | Abstract: | Banks play a central role in all modern financial systems. To perform it effectively, banks must be safe and be perceived as such. The single most important assurance is for the economic value of a bank’s assets to be worth significantly more than the liabilities that it owes. The commercial banking sector plays an important role in mobilization of deposits and disbursement of credit to various sectors of the economy. A sound and efficient banking system is a sine qua non for maintaining financial stability. The financial strength of individual banks, which are major participants in the financial system, is the first line of defense against financial risks. Liquidity management is important for the good performance of commercial banks in Nepal.
This study is mainly concerned to know the relationship between the variables taken in the study. In this study 4 sample banks for the period 2009/10 to 2013/14. Cash & bank balance to total deposit, loan & advances to total deposit, total investment to total deposit, return on Investment and liquid assets to total deposit are independent variables and return on Assets is the dependent variables. This research study has been conducted to find out the relationship between deposit, loan and advances and investment trends, to identify level of liquidity risk and credit risk of four banks that are taken for the study, i.e. NIBL, NABIL, SCBNL and HBL out of 29 commercial banks in Nepal. From the study we can illustrate that NIBL liquidity position among sample banks. NIBL has provided loan and advances in large sector than the other sample banks. Likewise among the sample banks lowest liquidity position is maintained by SCBNL. Similarly, NIBL seems stronger than other banks in observation in regard to advance loan to the market. From this we can conclude that NIBL has accepted higher risk to survive in the market. SCBNL has Higher mean ratio than that of the comparing bank in this study | Curricular : | BBA/MBA | Record link: | http://libsearch.siu.ac.th/siu/opac_css/index.php?lvl=notice_display&id=26917 |
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